Don't wait for the shock
How financially shockproof are you?
Discover how unexpected events could affect your finances. Simulate financial shocks, understand your financial runway, and explore what could improve your resilience.
Free · No sign-up · Calculated in your browser
Example: 6-month job loss
Projected cash over 12 months
Illustrative household: $9,300/month take-home, $20,000 cash. Not a prediction.
Three steps. About three minutes.
01
Enter your financial picture
Income, expenses, cash and investments — monthly amounts, no account needed.
02
Choose a financial shock
Job loss, a rate rise, a big unexpected bill or a recession. Tune the assumptions.
03
See how your finances respond
Month-by-month cash, your runway, and the first month things could get tight.
Free health check. Deeper planning with Pro.
Free
Financial Health Check
- ✓ One financial shock of your choice
- ✓ Indicative resilience score (0–100)
- ✓ Simplified 12-month outlook
- ✓ Approximate financial runway
- ✓ No account needed
One-time purchase · lifetime access
ShockProof Pro
- ✓ All four shocks, fully adjustable
- ✓ Exact runway, lowest cash & shortfall detail
- ✓ Compare multiple shocks side by side
- ✓ Projections up to 60 months
- ✓ “What Could Change?” simulator
Your numbers stay on your device
Every calculation runs in your browser. Your financial inputs aren't sent to our servers, an AI model or analytics, and they aren't saved — close the tab and they're gone. Read our privacy approach